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Learn About Insurance Solutions With Fort Lauderdale FL Insurance Broker

By Mary Badder


Most people understand the importance of keeping their most valuable assets safe and secure. For many Floridians, a Fort Lauderdale FL insurance broker handles policies that cover everything from their homes to their personal possessions.

Auto insurance protects drivers against accidents or theft. Property coverage provides benefits when cars are damaged or stolen. Liability coverage is applied toward the vehicle owner's legal responsibility for others' injury or property damage. Medical coverage pertains to policyholders' medical and rehabilitation costs. Sometimes, benefits are provided to make up for lost wages or cover funeral expenses. Auto coverage is especially helpful when involved in a collision with an uninsured motorist.

Fort Lauderdale insurance agents offer coverage to homeowners and renters. Homeowners policies cover damage to the home's structure and other structures on the property (sheds, fences). Personal belongings are protected, too. Homeowners may obtain extra coverage for especially valuable items.

If a storm or fire makes your home uninhabitable, your policy should cover the cost of temporary lodgings. Once the damage is repaired, and you have returned to your home, the provider will stop your relocation allowance.

Condominium owners also need homeowner's policies, but they are different from the coverage for a single family home. Your condo policy covers your personal possessions and the interior of your unit. The condo association has policies in place to cover common areas and walls.

For renters, policies include personal liability coverage and protection for furniture, clothing, personal items, and other belongings that are in the home or elsewhere.

Special event coordinators often purchase temporary policies. These cover loss or damage.

Florida residents can purchase coverage for their boat. Policies protect clients in case of physical damage resulting from a collision, liability for injury and property damage, and damage to personal property on the boat. If the boat becomes stranded, policies pay for gas delivery, towing, and assistance. Coverage extends to the Bahamas.

There's protection for businesses, too. Insurance agents offer several coverage options, including business owner's packages, windstorm and flooding, business income, umbrella policies, and general and products liability. Commercial property and auto coverage are also available. Business owners can protect their employees and assets with health benefits, workers' compensation coverage, and more. The Fort Lauderdale FL insurance broker works with a variety of business classes.




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